ALABAMA
INVESTMENT PROPERTY LOANS

Alabama real estate investors use hard money loans for fix and flip projects because they offer fast closings, flexible underwriting, and financing based on the property’s value rather than personal income. Hard money lenders like Easy Street Capital help Alabama fix and flip investors compete for deals, close quickly, and fund renovations without the delays of traditional bank financing.

Easy Street Capital provides fix and flip financing for Alabama real estate investors who prioritize speed, flexibility, and reliable execution. As a direct private lender, Easy Street Capital offers in-house underwriting, competitive leverage, and the ability to close qualified fix and flip loans in as little as 48 hours. Investors benefit from responsive communication, efficient draw management, and a lending platform built to support projects from acquisition through resale.

Easy Street Capital’s EasyFix fix and flip loan program typically requires a minimum credit score of 600 for real estate investors in Alabama. Credit requirements may vary based on factors such as deal structure, investor experience, property type, and overall project strength. Because Easy Street Capital uses asset-based underwriting, loan approvals focus more on the investment property and exit strategy rather than borrower income alone.

Easy Street Capital’s EasyFix hard money loans for real estate investors in Alabama feature competitive interest rates starting at 8.90%, zero to two points, and a $1,995 document fee. Final loan terms may vary based on investor experience, deal structure, property type, and market conditions, with custom pricing and leverage available for experienced fix and flip investors. As a direct private lender, Easy Street Capital offers flexible terms designed to support projects from acquisition through exit.

Yes. Easy Street Capital’s fix and flip loans for real estate investors in Alabama can finance both the property purchase and eligible renovation costs within a single loan structure. Renovation funds are typically disbursed through a draw process as work is completed, helping investors manage cash flow while keeping projects on track. This all-in-one financing approach allows fix and flip investors to move efficiently from acquisition through renovation and resale.

Easy Street Capital can close fix and flip loans for real estate investors in Alabama in as little as 48 hours on qualified transactions when all parties are prepared to move forward. As a direct private lender with in-house underwriting and full lending discretion, Easy Street Capital is able to streamline approvals and avoid the delays common with traditional financing. Actual closing timelines may vary based on deal complexity, documentation, and readiness to close.