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Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street Capital's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

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Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MS, MT, NC, NE, NV, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyRent Only

LA, MN

Ineligible States:

All Programs

ND, SD

Recent Fundings

Fix and Flip

Mesquite, TX

Loan Amount / $230,400
LTC / 90.00%

Construction Funding / $45,000
LTV / 69.82%

Initial Funding / $185,400

$230,400 Mesquite Fix and Flip Hard Money Loan in Texas. Investor completing a cosmetic rehab with an exit strategy to sell.

New Construction

Westfield, NJ

Loan Amount / $1,332,000
LTC / 90.00%

Construction Funding / $495,000
LTV / 66.61%

Initial Funding / $837,000

$1,332,000 Westfield New Construction Hard Money Loan in New Jersey. Investor completing a full renovation and adding a second story addition with an exit strategy to sell.

Duplex

Phoenix, OR

Loan Amount / $284,000
Rate / 7.250%

Purpose / Acquisition
LTV / 77.8%

$284,000 Oregon DSCR Rental Loan for an Acquisition of a rental property in Phoenix. Each side of this duplex has two bedrooms and 1.5 bathrooms, with Bear Creek Park and highway access nearby. Both units are leased month to month with in-place rents, offering an established rental arrangement and flexibility for future plans.