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Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street Capital's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MS, MT, NC, NE, NV, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyRent Only

LA, MN

Ineligible States:

All Programs

ND, SD

Duplex

Wichita, KS

Loan Amount / $292,000
Rate / 7.125%

Purpose / Acquisition
LTV / 80.0%

$292,000 Kansas DSCR Rental Loan for an Acquisition of a rental property in Wichita. This occupied duplex investment property offers two spacious 3-bedroom, 2-bathroom units with stable long-term leases, providing immediate rental income and cash flow stability. Located within a well-maintained planned unit development with HOA-covered lawn care, irrigation, and exterior maintenance, the property delivers low-maintenance ownership in a market with strong demand and quick marketing times.

Fix and Flip

Littleton, CO

Loan Amount / $578,981
LTC / 90.00%

Construction Funding / $65,981
LTV / 74.23%

Initial Funding / $513,000

$578,981 Littleton Fix and Flip Hard Money Loan in Colorado. Investor completing a cosmetic rehab with an exit strategy to sell.

Fix and Flip

Spencer, MA

Loan Amount / $276,250
LTC / 85.00%

Construction Funding / $85,000
LTV / 67.38%

Initial Funding / $191,250

$276,250 Spencer Fix and Flip Hard Money Loan in Massachusetts Investor completing a cosmetic rehab with an exit strategy to sell.