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Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street Capital's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MS, MT, NC, NE, NV, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyRent Only

LA, MN

Ineligible States:

All Programs

ND, SD

Single-Family Residence

Tulsa, OK

Loan Amount / $290,500
Rate / 6.875%

Purpose / Cash-Out Refinance
LTV / 70.0%

$290,500 Oklahoma DSCR Rental Loan for a Cash-Out Refinance of a rental property in Tulsa. This renovated two-story, 4-bedroom, 3-bath home features a fully updated kitchen, modernized bathrooms, new paint and flooring, and upgraded plumbing, electrical, and lighting systems. Conveniently located near shopping, dining, and major transportation routes—with U.S. Highway 169 just two miles away—the property offers strong rental appeal and easy access to downtown Tulsa and surrounding communities.

Fix and Flip

Bronx, NY

Loan Amount / $396,000
LTC / 60.00%

Construction Funding / $0
LTV / 60.00%

Initial Funding / $396,000

$396,000 Bronx Fix and Flip Hard Money Loan in New York. Borrower completing a cosmetic rehab with an exit strategy to sell.

Single-Family Residence

Fairbanks, AK

Loan Amount / $502,500
Rate / 6.500%

Purpose / Acquisition
LTV / 75.0%

$502,500 Alaska DSCR Rental Loan for an Acquisition of a rental property in Fairbanks. This single-family home in the desirable Twin Lakes neighborhood offers scenic private-lake views, an open living area, and convenient access to major shopping, schools, employment centers, the University of Alaska Fairbanks, and Fairbanks International Airport. Located just four miles from downtown and currently vacant, the property is ideal for use as a short-term rental, combining strong income potential with a highly sought-after location.