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Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street Capital's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MS, MT, NC, NE, NV, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyRent Only

LA, MN

Ineligible States:

All Programs

ND, SD

New Construction and Hold

Columbus, OH

Loan Amount / $430,500
LTC / 82.28%

Construction Funding / 430,500
LTV / 70.00%

Initial Funding / $0

$430,500 Columbus New Construction Hard Money Loan in Ohio. Investor completing a new build with an exit strategy to refinance.

Fix and Flip

Austin, TX

Loan Amount / $468,000
LTC / 90.00%

Construction Funding / $126,000
LTV / 66.86%

Initial Funding / $342,000

$468,000 Austin Fix and Flip Hard Money Loan in Texas. Investor completing a full rehab with an exit strategy to sell.

Single-Family Residence

Inlet Beach, FL

Loan Amount / $825,000
Rate / 5.875%

Purpose / Acquisition
LTV / 50.0%

$825,000 Florida DSCR Rental Loan for an Acquisition of a rental property in Florida. Ideally located between Watersound, Alys Beach, and Rosemary Beach, this property offers prime short-term rental potential just a half mile from Gulf beach access. With standout amenities including a private pool, screened porch, and spacious fenced backyard, it’s perfectly positioned for both guest appeal and strong rental performance.