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Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street Capital's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MS, MT, NC, NE, NV, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyRent Only

LA, MN

Ineligible States:

All Programs

ND, SD

Single-Family Residence

Akron, OH

Loan Amount / $151,920
Rate / 6.875%

Purpose / Acquisition
LTV / 80.0%

$151,920 Ohio DSCR Rental Loan for an Acquisition of a rental property in Akron. This home offers 2 bedrooms and 2 full bathrooms, including finished basement space that adds flexibility and value. Located just five miles from downtown with convenient access to Route 8, shopping, parks, schools, and the University of Akron, it is well-positioned for strong rental appeal.

Quadruplex

Scranton, PA

Loan Amount / $236,000
Rate / 7.375%

Purpose / Acquisition
LTV / 80.0%

$236,000 Pennsylvania DSCR Rental Loan for an Acquisition of a rental property in Scranton. This quadplex offers a diverse unit mix with seven total bedrooms and strong long-term rental potential. With $3,200 in underwritten monthly rent and a solid 1.40x DSCR, the property presents an attractive cash-flow opportunity.

New Construction and Hold

Dallas, TX

Loan Amount / $233,793
LTC / 85.00%

Construction Funding / $215,050
LTV / 66.80%

Initial Funding / $18,743

$233,793 Dallas New Construction Hard Money Loan in Texas. Investor completing a new build with an exit strategy to refinance.