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Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street Capital's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

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Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MS, MT, NC, NE, NV, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyRent Only

LA, MN

Ineligible States:

All Programs

ND, SD

Recent Fundings

Fix and Flip

Littleton, CO

Loan Amount / $578,981
LTC / 90.00%

Construction Funding / $65,981
LTV / 74.23%

Initial Funding / $513,000

$578,981 Littleton Fix and Flip Hard Money Loan in Colorado. Investor completing a cosmetic rehab with an exit strategy to sell.

Fix and Flip

Spencer, MA

Loan Amount / $276,250
LTC / 85.00%

Construction Funding / $85,000
LTV / 67.38%

Initial Funding / $191,250

$276,250 Spencer Fix and Flip Hard Money Loan in Massachusetts Investor completing a cosmetic rehab with an exit strategy to sell.

PUD

Richland, WA

Loan Amount / $525,750
Rate / 6.625%

Purpose / Rate-Term Refinance
LTV / 75.0%

$525,750 Washington DSCR Rental Loan for a Rate-Term Refinance of a rental property in Richland. This newly built 2025 home offers modern living with four bedrooms and three bathrooms, ideal for comfortable, functional space. Located in a stable, single-family neighborhood with convenient access to jobs, shopping, schools, and everyday essentials, it combines lifestyle appeal with long-term value.