Easy Street Capital, a leading private real estate lender headquartered in Austin, Texas, has successfully closed its second Residential Transition Loan (RTL) securitization, a $175 million transaction that achieved record pricing and marked another major milestone in the company’s continued growth.
The A1 class of the securitization priced at I+205 basis points, tying for the tightest unrated A1 spread in RTL market history. The transaction reflects strong investor demand, disciplined credit standards, and Easy Street Capital’s reputation for high-quality loan origination across a diversified portfolio of real estate investment loans.
Strong Investor Demand and Continued Growth
Easy Street Capital’s second securitization builds on the success of its inaugural transaction earlier this year, demonstrating the company’s ability to efficiently access the capital markets while maintaining a flexible, borrower-first lending model.
“Achieving record pricing on our second securitization is a strong validation of our lending model and the trust we’ve built with institutional investors,” said Casey Denton, Senior Partner of Easy Street Capital. “This securitization wouldn’t be possible without the trust and support of our loyal borrowers, and we are excited for the opportunity this allows us to better serve their needs.”
The securitization was supported by 14 investors, a testament to the growing institutional confidence in Easy Street Capital’s asset performance and underwriting standards.
Diversified Portfolio Backed by Real Estate Investors Nationwide
The securitization is backed by a diversified pool of short-term first-lien residential investment loans, including:
-
Fix and Flip Loans (EasyFix Program)
-
New Construction Financing (EasyBuild Program)
-
Short-Term Rental (STR) DSCR Loans (EasyRent Program)
Each product within Easy Street Capital’s lending platform serves the unique needs of real estate investors—from experienced builders and flippers to first-time rental investors looking to scale their portfolios.
Commitment to Scalable Private Lending
As private real estate lending continues to evolve, securitizations like these allow firms such as Easy Street Capital to enhance liquidity, reduce funding costs, and expand their capacity to serve borrowers efficiently.
This transaction enables the company to offer even more consistent funding and maintain speed and reliability—hallmarks of the Easy Street Capital borrower experience.
“We’re proud to achieve this milestone not only for our investors but also for our borrowers,” said Denton. “Their success stories drive everything we do, and this securitization strengthens our ability to support them at every stage of the real estate investment process.”
About Easy Street Capital
Founded in Austin, Texas, Easy Street Capital is a national private real estate lender offering fast, flexible, and reliable financing solutions for real estate investors.
Through its specialized loan programs—EasyFix, EasyRent, and EasyBuild—the company provides tailored funding for fix and flip projects, rental properties, and ground-up construction across the United States.
With a focus on transparency, speed, and personalized service, Easy Street Capital empowers real estate investors to execute their strategies with confidence and ease.
About the Author
- Triplex - February 6, 2026
- Single-Family Residence - February 6, 2026
- Single-Family Residence - January 27, 2026
