In today’s growing real estate market, where median home prices hit record highs, investors need flexible, high-limit financing to seize opportunities. Easy Street Capital, a leading private lender based in Austin, Texas, is stepping up with a major expansion to its Residential Transition Loan (RTL) program. Now offering loans exceeding $5 million per unit, this upgrade empowers real estate investors tackling ambitious fix-and-flip projects, bridge financing, and new construction ventures across 48 U.S. states.
As property values continue to climb—with the National Association of Realtors (NAR) reporting a median existing-home price of $435,300 in June 2025, up 2% year-over-year—demand for robust RTL loans has never been higher. High-cost regions like the Northeast ($543,300 median) and West ($636,100 median) are particularly ripe for large-scale investments. Easy Street Capital’s enhanced RTL offerings, including EasyFix for fix-and-flip and bridge loans and EasyBuild for ground-up construction, provide the speed and scale investors need to navigate this competitive landscape.
What’s New in Easy Street Capital’s RTL Program?
Previously capped at $2 million per unit, Easy Street Capital’s RTL program now supports loans over $5 million for single-family homes, multi-unit properties, and other investment assets. This increase directly addresses the challenges of escalating property costs and the growing share of investor-driven transactions.
What sets Easy Street Capital apart as a leading real estate lender? Our RTL loans feature competitive interest rates starting at just 8.90%, no-appraisal options for qualifying deals, and lightning-fast 48-hour closings. Whether you’re flipping a luxury property in California or constructing multi-family units in Texas, these tools help you move quickly without unnecessary hurdles.
“Other lenders hesitate on large deals, but we don’t,” said Casey Denton, Partner of Easy Street Capital. “If the project makes sense, we act fast to help investors secure, close, and start their fix-and-flip or construction projects without missing market opportunities.”
Benefits of High-Limit RTL Loans for Real Estate Investors
Easy Street Capital’s RTL program isn’t just about bigger loans—it’s about smarter, more efficient financing tailored for today’s real estate investors. Here are the standout features:
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Massive Loan Sizes:
Secure over $5 million per unit for fix-and-flip loans, bridge financing, or new construction on residential and multi-unit properties, giving you the firepower for high-value deals.
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No-Appraisal Flexibility:
Skip the appraisal process on eligible loans to cut costs and accelerate closings—ideal for time-sensitive fix-and-flip opportunities in hot markets.
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Nationwide Availability:
Funding in 48 states (excluding North Dakota and South Dakota), with transparent terms and personalized support from our expert team.
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Competitive Pricing and Efficiency:
Rates from 8.90%, paired with quick construction draws to keep your projects on track and under budget.
These enhancements complement our broader suite of products, like EasyRent for Debt Service Coverage Ratio (DSCR)-based rental property financing. Easy Street Capital serves as a one-stop shop for investment real estate loans.
Why Now? Aligning with Record-High Home Prices and Investor Trends
The real estate sector is buzzing with activity, driven by persistent price growth and a surge in investor participation. With median prices at all-time highs and investor transactions making up a significant portion of the market, flexible RTL financing is essential for success in fix-and-flip, bridge, and construction strategies.
For investors eyeing large-scale projects, traditional lenders often fall short with rigid limits and slow processes. Easy Street Capital bridges this gap by offering high-limit RTL loans that adapt to your needs, ensuring you don’t miss out on lucrative opportunities in a fast-paced environment.
Pro Tip for Investors: When applying for fix-and-flip loans over $5 million or no-appraisal bridge loans, prepare detailed project plans and comparable sales data to expedite approval. Our team can guide you through the process for seamless execution.
About Easy Street Capital: Your Partner in Real Estate Investor Financing
Headquartered in Austin, Texas, Easy Street Capital is a private lender dedicated to providing fast, adaptable financing solutions for real estate investors nationwide. With a commitment to speed, transparency, and personalized service, we help clients turn ambitious visions into profitable realities. From RTL loans to rental property financing, our expertise spans the full spectrum of investment needs.
Ready to elevate your next project with high-limit residential transition loans? Request a Free Quote Today and discover how Easy Street Capital can fuel your success.
Learn About EasyFix Fix-and-Flip Loans
Learn About EasyBuild Construction Financing
