Minnesota DSCR Loans

EasyRent is our tailored and industry-leading DSCR Loan solution for Minnesota real estate investors. Whether you are acquiring property to expand your portfolio or cashing out your capital in a refinance, we have a loan for you. Our DSCR Lending Program has solutions for anyone – from first-time investors to industry veterans looking to rapidly scale their portfolios. We are confident we can find you a great Minnesota DSCR loan in a quick, efficient and easy process. Click the button below and get started today!

Need a DSCR Loan in Minnesota?

Minnesota Recent DSCR Fundings

Real Investments. Real Results.

Real estate investors in the North Star State are turning to DSCR Loans as a strategic tool to expand and manage their investment property portfolios. DSCR loans allow investors to secure financing based on the property's ability to generate income (rather than an investor's individual credit profile). In a market like Minnesota, where real estate prices have shown steady growth and rental demand remains steady, DSCR loans offer investors a flexible and effective means to acquire new properties, improve existing ones, or refinance their assets. Easy Street Capital is proud to be a leading provider of DSCR loans for Minnesota real estate investors looking to build rental portfolios! Check out our most recently funded DSCR loans in the North Star State below:

PUD

Champlin, MN

Loan Amount / $191,250
Rate / 6.875%

Purpose / Acquisition
LTV / 75.0%

$191,250 Minnesota DSCR Rental Loan for an Acquisition of a rental property in Champlin. The property includes a two-car garage and a side patio. Just two miles east, Champlin River Park offers scenic views of the Mississippi River, along with picnic spots and walking trails.

Single-Family Residence

Fridley, MN

Loan Amount / $236,250
Rate / 8.625%

Purpose / Cash-Out Refinance
LTV / 75.0%

$236,250 Minnesota DSCR Rental Loan for a Cash-Out Refinance of a rental property in Fridley. This split-level residence features a large living area with two fireplaces and a finished basement level. Located just north of Minneapolis, the property is situated in an ideal location for suburban-style living without compromising city living.

Single-Family Residence

Waverly, MN

Loan Amount / $252,450
Rate / 7.125%

Purpose / Acquisition
LTV / 75.0%

$252,450 Minnesota DSCR Rental Loan for an Acquisition of a rental property in Waverly. This residence is located about two miles south of Lake Waverly, providing opportunities for fishing, boating, and scenic views. Upon acquisition, the property will be utilized as a long-term rental.

Single-Family Residence

Saint Cloud, MN

Loan Amount / $148,000
Rate / 8.125%

Purpose / Rate-Term Refinance
LTV / 80.0%

$148,000 Minnesota DSCR Rental Loan for a Rate-Term Refinance of a rental property in Saint Cloud. This property is well located in a suburban neighborhood just south of downtown Saint Cloud, within walking distance to various restaurants, bars, and the city’s main business district.

PUD

Lutsen, MN

Loan Amount / $407,550
Rate / 7.875%

Purpose / Cash-Out Refinance
LTV / 65.0%

$407,550 Minnesota DSCR Rental Loan for a Cash-Out Refinance of a rental property in Lutsen. This property is currently utilized as a short-term rental and is located along the western bank of Lake Superior, in close proximity to an abundance of outdoor recreational opportunities.

Single-Family Residence

Robbinsdale, MN

Loan Amount / $367,500
Rate / 8.875%

Purpose / Cash-Out Refinance
LTV / 75.0%

$367,500 Minnesota DSCR Rental Loan for a Cash-Out Refinance of a rental property in Robbinsdale. This property is currently occupied on a long-term lease. Despite being built in 1954, the home is in good condition thanks to renovations to the kitchen and bathrooms.

Single-Family Residence

Dent, MN

Loan Amount / $272,000
Rate / 9.250%

Purpose / Cash-Out Refinance
LTV / 56.1%

$272,000 Minnesota DSCR Rental Loan for a Cash-Out Refinance of a rental property in Dent. This property is in good condition and is located off Otter Trail Scenic Byway, next to Big McDonald Lake, in northwest Dent.

Single-Family Residence

Aitkin, MN

Loan Amount / $120,300
Rate / 8.250%

Purpose / Cash-Out Refinance
LTV / 67.6%

$120,300 Minnesota DSCR Rental Loan for a Cash-Out Refinance of a rental property in Aitkin. Aitkin, Minnesota is located just two hours north of Minneapolis and is home to several lakes and rivers. Although Aitkin is a small town it is known for its great healthcare and public education.

Acquisition

Lutsen, MN

Loan Amount / $386,750
Rate / 8.625%

Purpose / Acquisition
LTV / 65.0%

Experienced investors add an STR near a popular resort to their growing portfolio.

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