Kentucky DSCR Loans

EasyRent is our tailored and industry-leading DSCR Loan solution for Kentucky real estate investors. Whether you are acquiring property to expand your portfolio or cashing out your capital in a refinance, we have a loan for you. Our DSCR Lending Program has solutions for anyone – from first-time investors to industry veterans looking to rapidly scale their portfolios. We are confident we can find you a great Kentucky DSCR loan in a quick, efficient and easy process. Click the button below and get started today!

Need a DSCR Loan in Kentucky?

Kentucky Recent DSCR Fundings

Real Investments. Real Results.

Real estate investors in The Bluegrass State are turning to DSCR Loans as a strategic tool to expand and manage their investment property portfolios. DSCR loans allow investors to secure financing based on the property's ability to generate income (rather than an investor's individual credit profile). In a market like Kentucky, where real estate prices have shown steady growth and rental demand remains steady, DSCR loans offer investors a flexible and effective means to acquire new properties, improve existing ones, or refinance their assets. Easy Street Capital is proud to be a leading provider of DSCR loans for Kentucky real estate investors looking to build rental portfolios! Check out our most recently funded DSCR loans in the Commonwealth of Kentucky below:

Single-Family Residence

Lawrenceburg, KY

Loan Amount / $198,160
Rate / 7.500%

Purpose / Acquisition
LTV / 80.0%

$198,160 Kentucky DSCR Rental Loan for an Acquisition of a rental property in Lawrenceburg. This property features updated kitchen, bathrooms, appliances, and A/C, and is perfectly positioned near local boutiques, antique stores, and eateries. Its proximity to the Wild Turkey Distillery, a highlight on the Kentucky Bourbon Trail, makes it an ideal choice for short-term rentals catering to bourbon enthusiasts.

Single-Family Residence

Louisville, KY

Loan Amount / $103,600
Rate / 8.000%

Purpose / Cash-Out Refinance
LTV / 70.0%

$103,600 Kentucky DSCR Rental Loan for a Cash-Out Refinance of a rental property in Louisville. This property is situated just one mile west of I-264, providing quick access to the Watterson Expressway and making commuting throughout Louisville and beyond a breeze.

Single-Family Residence

Radcliff, KY

Loan Amount / $161,450
Rate / 7.375%

Purpose / Rate-Term Refinance
LTV / 71.4%

$161,450 Kentucky DSCR Rental Loan for a Rate-Term Refinance of a rental property in Radcliff. Some features of this single-family residence include but are not limited to an outdoor shed, a two-car built-in garage, and a covered porch.

Single-Family Residence

Elsmere, KY

Loan Amount / $187,500
Rate / 7.875%

Purpose / Cash-Out Refinance
LTV / 75.0%

$187,500 Kentucky DSCR Rental Loan for a Cash-Out Refinance of a rental property in Elsmere. This property has undergone kitchen and bathroom renovations within the past year and is located within close proximity to employment centers, medical facilities, and parks.

Single-Family Residence

Louisville, KY

Loan Amount / $91,999
Rate / 9.875%

Purpose / Acquisition
LTV / 80.0%

$91,999 Kentucky DSCR Rental Loan for an Acquisition of a rental property in Louisville. This property features a recently remodeled kitchen, bathroom, and other amenities. Located in the center of Louisville, the Ohio River is only a 5 minute drive.

Acquisition

Rogers, KY

Loan Amount / $316,550
Rate / 8.250%

Purpose / Acquisition
LTV / 65.0%

The short-term rental market in Rogers, Kentucky shows signs of a high potential for profitably with an overall “A” market grade, sustained rental demand, and revenue growth according to AirDNA.

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