California DSCR Loans

EasyRent is our tailored and industry-leading DSCR Loan solution for California real estate investors. Whether you are acquiring property to expand your portfolio or cashing out your capital in a refinance, we have a loan for you. Our DSCR Lending Program has solutions for anyone – from first-time investors to industry veterans looking to rapidly scale their portfolios. We are confident we can find you a great California DSCR loan in a quick, efficient and easy process. Click the button below and get started today!

Need a DSCR Loan in California?

California Recent DSCR Fundings

Real Investments. Real Results.

Real estate investors in The Golden State are turning to DSCR Loans as a strategic tool to expand and manage their investment property portfolios. DSCR loans allow investors to secure financing based on the property's ability to generate income (rather than an investor's individual credit profile). In a market like California, where real estate prices have shown steady growth and rental demand remains steady, DSCR loans offer investors a flexible and effective means to acquire new properties, improve existing ones, or refinance their assets. Easy Street Capital is proud to be a leading provider of DSCR loans for California real estate investors looking to build rental portfolios! Check out our most recently funded DSCR loans in California below:

Quadruplex

Modesto, CA

Loan Amount / $547,500
Rate / 7.125%

Purpose / Acquisition
LTV / 75.0%

$547,500 California DSCR Rental Loan for an Acquisition of a rental property in Modesto. Conveniently situated near Highway 99, this property offers easy access to Modesto, Stockton, and Merced in California’s Central Valley. It’s also just eight miles from Del Rio Golf Course, a scenic and challenging destination for golf enthusiasts.

Mutlifamily

Stockton, CA

Loan Amount / 566,250
Rate / 9.500%

Purpose / Acquisition
LTV / 75.0%

$566,250 California DSCR Rental Loan for an Acquisition of a rental property in Stockton. Home to the University of the Pacific, Stockton CA, is one of the most diverse cities in the United States.

Single-Family Residence

Coachella, CA

Loan Amount / $519,920
Rate / 8.875%

Purpose / Acquisition
LTV / 80.0%

$519,920 California DSCR Rental Loan for an Acquisition of a rental property in Coachella. The city is known for its annual Coachella Music Festival which draws in more than 250,000 people each year. Upon purchase, the property will be utilized as a Short-Term rental.

Single-Family Residence

Lake Elsinore, CA

Loan Amount / $308,750
Rate / 8.000%

Purpose / Rate-Term Refinance
LTV / 60.5%

$308,750 California DSCR Rental Loan for a Rate-Term Refinance of a rental property in Lake Elsinore. The contemporary estate features a stylish interior with pristine white kitchen cabinets and walls, flooring, and cabinetry which have been all well-maintained. Located in Riverside County, California, Lake Elsinore is known for its stunning natural beauty, and the city’s strategic location, nestled between the Santa Ana Mountains and the Temescal Valley, offers picturesque views and outdoor recreational opportunities.

Single-Family Residence

Concord, CA

Loan Amount / $515,000
Rate / 8.000%

Purpose / Cash-Out Refinance
LTV / 64.8%

$515,000 California DSCR Rental Loan for a Cash-Out Refinance of a rental property in Concord. The home features a remodeled kitchen and bathrooms, with modern finishes and quartz countertops. The family room has a fireplace and there is a kitchenette in the back of the home. Concord, California is in the San Francisco Bay Area and is known for Todos Santos Plaza, which hosts various concerts, restaurants, and community events throughout the year.

Duplex

San Bernardino, CA

Loan Amount / $388,500
Rate / 7.875%

Purpose / Cash-Out Refinance
LTV / 70.0%

$388,500 California DSCR Rental Loan for a Cash-Out Refinance of a rental property in San Bernardino. This duplex including an accessory dwelling unit is located right off of Interstate 215 in the center of San Bernardino, approximately 90 minutes from the center of Los Angeles and just outside the San Bernardino National Forest.

Single-Family Residence

San Bruno, CA

Loan Amount / $740,000
Rate / 8.125%

Purpose / Rate-Term Refinance
LTV / 67.3%

$740,000 California DSCR Rental Loan for a Rate-Term Refinance for a rental property in San Bruno. The property’s neighborhood is a high-density area with stable property values, balanced supply and demand, and an average marketing time of three to six months. San Bruno is located approximately 12 miles South of Downtown San Francisco and offers employment, shopping, schools, and parks, all within extremely close proximity.

Rate-Term Refinance

Lake Arrowhead, CA

Loan Amount / $903,750
Rate / 9.250%

Purpose / Rate-Term Refinance
LTV / 75.0%

Investor refinances out of their bridge loan to lock in a lower rate on their beautiful Short Term Rental in the San Bernardino Mountains.

Single Family Rental

Joshua Tree, CA

Loan Amount / $880,000
Rate / 7.499%

Purpose / Acquisition
LTV / 80.0%

Real Estate Agent/Investor partners buy a thriving short term rental property in Joshua Tree. Despite max leverage and an elevated rate, property provides tremendous cash flows, boasting a 3.49x DSCR

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