Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street Capital's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

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Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MS, MT, NC, NE, NH, NJ, NM, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyRent Only

LA, MN, MO, NY

Ineligible States:

All Programs

ND, NV, SD

Recent Fundings

Fix and Flip

San Antonio, TX

Loan Amount / $297,500
LTC / 85%

Construction Funding / $29,750
LTV / 70%

Initial Funding / $267,750

Novice borrower completing a cosmetic rehab in San Antonio, TX with an exit strategy to sell.

Single-Family Residence

Peyton, CO

Loan Amount / $319,300
Rate / 7.375%

Purpose / Rate-Term Refinance
LTV / 62.0%

$319,300 Colorado DSCR Rental Loan for a Rate-Term Refinance of a rental property in Peyton. Built in 2002 and well-maintained, this property offers a balance of suburban tranquility and city convenience. Just 20 miles from Colorado Springs with easy access via U.S. Highway 24, it provides seamless commuting to jobs, shopping, dining, and entertainment.

Fix and Hold

Knoxville, TN

Loan Amount / $191,250
LTC / 85%

Construction Funding / $63,750
LTV / 54%

Initial Funding / $127,500

Repeat borrower completing a full rehab in Knoxville, TN with an exit strategy to refinance.