Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street Capital's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MS, MT, NC, NE, NH, NJ, NM, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyRent Only

LA, MN, MO, NY

Ineligible States:

All Programs

ND, NV, SD

New Construction and Hold

Sebring, FL

Loan Amount / $170,300
LTC / 78%

Construction Funding / $170,3000
LTV / 65%

Initial Funding / $0

Experienced borrower completing a new construction project in Sebring, FL with an exit strategy to refinance.

Single-Family Residence

Ruidoso, NM

Loan Amount / $240,000
Rate / 7.250%

Purpose / Acquisition
LTV / 80.0%

$240,000 New Mexico DSCR Rental Loan for an Acquisition of a rental property in Ruidoso. This property offers prime access to outdoor activities, with Lincoln National Forest for hiking and wildlife viewing, and Ski Apache for skiing and scenic gondola rides. Upon acquisition, the residence will be utilized as a short-term rental.

Single-Family Residence

Anchorage, AK

Loan Amount / $468,000
Rate / 6.875%

Purpose / Acquisition
LTV / 80.0%

$468,000 Alaska DSCR Rental Loan for an Acquisition of a rental property in Anchorage. This property features convenient front and rear driveways, a spacious upper rear deck, and stylish updates throughout, including new flooring, fixtures, and hardware. Its prime location, just four miles from the coast and near popular outdoor attractions like Campbell Park and Goose Lake Park, offers easy access to scenic views and recreational activities.