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Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street Capital's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MS, MT, NC, NE, NV, NH, NJ, NM, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyRent Only

LA, MN, MO, NY

Ineligible States:

All Programs

ND, SD

Fix and Flip

Sacramento, CA

Loan Amount / $459,298
LTC / 85.00%

Construction Funding / $55,548
LTV / 68.05%

Initial Funding / $403,750

Borrower completing a cosmetic rehab in Sacramento, CA with an exit strategy to sell.

Single-Family Residence

Louisville, KY

Loan Amount / $105,000
Rate / 6.875%

Purpose / Cash-Out Refinance
LTV / 60.0%

$105,000 Kentucky DSCR Rental Loan for a Cash-Out Refinance of a rental property in Louisville. This long-term rental property is located about 12 miles from downtown Louisville and offers convenient access to the city’s rich history, vibrant culture, and attractions like the Kentucky Derby.

Fix and Flip

Columbus, OH

Loan Amount / $186,142
LTC / 85.00%

Construction Funding / $71,392
LTV / 68.95%

Initial Funding / $114,750

Novice borrower completing a cosmetic rehab in Columbus, OH with an exit strategy to sell.