Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street Capital's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

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Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MS, MT, NC, NE, NH, NJ, NM, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyRent Only

LA, MN, MO, NY

Ineligible States:

All Programs

ND, NV, SD

Recent Fundings

Single-Family Residence

North Myrtle Beach, SC

Loan Amount / $1,120,000
Rate / 7.750%

Purpose / Acquisition
LTV / 80.0%

$1,120,000 South Carolina DSCR Rental Loan for an Acquisition of a rental property in North Myrtle Beach. This luxurious home offers a private heated pool with a spillover spa, elevator access to all floors, and stunning ocean views just a block from the Atlantic. Ideally located near North Myrtle Beach’s top attractions, it is set to operate as a short-term rental, making it a perfect vacation property.

Fix and Flip

Treasure Island, FL

Loan Amount / $555,976
LTC / 85%

Construction Funding / $85,076
LTV / 69%

Initial Funding / $470,900

Experienced borrower completing a cosmetic rehab in Treasure Island, FL with an exit strategy to sell.

PUD

Gallatin, TN

Loan Amount / $218,000
Rate / 5.625%

Purpose / Acquisition
LTV / 49.9%

$218,000 Tennessee DSCR Rental Loan for an Acquisition of a rental property in Gallatin. This newly-built, traditional-style home is located in the desirable Carellton subdivision with amenities like a playground and pool. It offers easy access to downtown Nashville and surrounding areas.