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Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street Capital's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

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Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MS, MT, NC, NE, NV, NH, NJ, NM, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyRent Only

LA, MN, MO, NY

Ineligible States:

All Programs

ND, SD

Recent Fundings

Fix and Flip

Clearwater, FL

Loan Amount / $248,000
LTC / 80%

Construction Funding / $24,000
LTV / 62%

Initial Funding / $224,000

New borrower completing a cosmetic rehab in Clearwater, FL with an exit strategy to sell.

PUD

Mars Hill, NC

Loan Amount / $301,000
Rate / 7.250%

Purpose / Acquisition
LTV / 70.0%

$301,000 North Carolina DSCR Rental Loan for an Acquisition of a rental property in Mars Hill. This remodeled contemporary home features open living spaces with a cozy fireplace and a wraparound deck in a peaceful mountain setting. Located in a large country club community with golf, skiing, and trails, it’s just 10 miles from Wolf Ridge Ski Resort and near the Appalachian Trail and Pisgah National Forest.

Condo

Chicago, IL

Loan Amount / $1,450,500
Rate / 7.250%

Purpose / Rate-Term Refinance
LTV / 67.5%

$1,450,500 Illinois DSCR Rental Loan for a Rate-Term Refinance of a rental property in Chicago. This long-term rental offers an unbeatable location just two blocks from world-class shopping, dining, and entertainment on Michigan Avenue. Residents can also enjoy easy access to the scenic Lake Michigan waterfront.