Texas DSCR Loans

EasyRent is our tailored and industry-leading DSCR Loan solution for Texas real estate investors. Whether you are acquiring property to expand your portfolio or cashing out your capital in a refinance, we have a loan for you. Our DSCR Lending Program has solutions for anyone – from first-time investors to industry veterans looking to rapidly scale their portfolios. We are confident we can find you a great Texas DSCR loan in a quick, efficient and easy process. Click the button below and get started today!

Need a DSCR Loan in Texas?

Texas Recent DSCR Fundings

Real Investments. Real Results.

Real estate investors in the Lone Star State are turning to DSCR Loans as a strategic tool to expand and manage their investment property portfolios. DSCR loans allow investors to secure financing based on the property's ability to generate income (rather than an investor's individual credit profile). In a market like Texas, where real estate prices have shown steady growth and rental demand remains steady, DSCR loans offer investors a flexible and effective means to acquire new properties, improve existing ones, or refinance their assets. Easy Street Capital is proud to be a leading provider of DSCR loans for Texas real estate investors looking to build rental portfolios! Check out our most recently funded DSCR loans in the Lone Star State below:

PUD

San Antonio, TX

Loan Amount / $225,000
Rate / 6.875%

Purpose / Cash-Out Refinance
LTV / 75.0%

$225,000 Texas DSCR Rental Loan for a Cash-Out Refinance of a rental property in San Antonio. This residence, situated just 25 miles northwest of downtown San Antonio, strikes an ideal balance between suburban tranquility and urban accessibility. With proximity to Loop 1604, it offers quick connections to various neighborhoods, job centers, and local amenities.

Single-Family Residence

Austin, TX

Loan Amount / $551,200
Rate / 7.625%

Purpose / Acquisition
LTV / 80.0%

$551,200 Texas DSCR Rental Loan for an Acquisition of a rental property in Austin. The residence is conveniently located three miles south of downtown Austin, offering quick access to I-35, the city’s main highway leading to popular attractions like Lady Bird Lake, Zilker Park, and the Texas State Capital. Upon acquisition, the property will be utilized as a short-term rental.

PUD

Canyon Lake, TX

Loan Amount / $740,000
Rate / 7.875%

Purpose / Acquisition
LTV / 80.0%

$740,000 Texas DSCR Rental Loan for an Acquisition of a rental property in Canyon Lake. This waterfront property features resort-style living with a custom pool, outdoor kitchen, outdoor shower, and covered patios overlooking the water. Upon acquisition, this property will be utilized as a short-term rental property.

Single-Family Residence

Kingsland, TX

Loan Amount / $1,125,600
Rate / 8.000%

Purpose / Rate-Term Refinance
LTV / 70.0%

$1,125,600 Texas DSCR Rental Loan for a Rate-Term Refinance of a rental property in Kingsland. Located on the Colorado River, this property is currently utilized as a short-term rental. Some recent renovations include, a full kitchen and bath remodel, new cabinetry, counter tops, appliances, and flooring.

Single-Family Residence

Houston, TX

Loan Amount / $166,500
Rate / 8.250%

Purpose / Rate-Term Refinance
LTV / 71.8%

$166,500 Texas DSCR Rental Loan for a Rate-Term Refinance of a rental property in Houston. The property features a recently updated kitchen and bathrooms as well as new paint, drywall, new electrical, new plumbing, new HVAC, new flooring, and more. Located in Southeast Houston, the prime location provides access to an abundance of employment, recreational, and retail opportunities.

Single-Family Residence

Dallas, TX

Loan Amount / $675,000
Rate / 9.500%

Purpose / Cash-Out Refinance
LTV / 75.0%

$675,000 Texas DSCR Rental Loan for a Cash-Out Refinance of a rental property in Dallas. This modern ranch features an open floor concept with a large chef-style kitchen. Located just north of downtown Dallas, this property is currently being used as a long-term rental.

Single-Family Residence

Austin, TX

Loan Amount / $310,000
Rate / 8.375%

Purpose / Cash-Out Refinance
LTV / 36.3%

$310,000 Texas DSCR Rental Loan for a Cash-Out Refinance of a rental property in Austin. Known as the Live Music Capital of the World Austin boasts a thriving music, arts, and cultural scene.

Single-Family Residence

McKinney, TX

Loan Amount / $302,500
Rate / 8.500%

Purpose / Rate-Term Refinance
LTV / 77.0%

$302,500 Texas DSCR Rental Loan for a Rate-Term Refinance of a rental property in McKinney. The new granite countertops, tile backsplash, flooring, and fresh paint make this a pleasing home for tenants, along with the suburban commodities that surround the neighborhood. There are plenty of nearby retail amenities, employment facilities, and schools while also being only minutes away from McKinney’s downtown.

Quadruplex

Angleton, TX

Loan Amount / $182,000
Rate / 8.875%

Purpose / Rate-Term Refinance
LTV / 68.7%

$182,000 Texas DSCR Rental Loan for a Rate-Term Refinance of a rental property in Angleton. Located just 45 minutes south of Houston and 20 miles from the coast, Angleton provides easy access to the city and the beach. There is effortless access to the outdoors considering it is surrounded by several recreational parks, wildlife habitats, and lakes. Several electronic, steel, and oil headquarters reside in Angleton with more companies joining the area each year.

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